Maryland Bankruptcy Lawyer with Experience that Matters

Chapter 13 and Chapter 7 bankruptcy laws have provisions that allow you to keep your home. Unfortunately, many people suffer under the burden of excessive debt for many years because they are afraid of losing their house to creditors. By exempting your home from the bankruptcy estate, you may be able to retain ownership of your home, even as you eliminate or reorganize all other debt.

My priority is to keep you in your home

At the bankruptcy Law Office of Donald L. Bell, L.L.C., I can fully explain how bankruptcy exemption laws apply to your specific circumstances. I am attorney Donald Bell. I know how important home ownership is to the fabric of the family and to building wealth for your kids and grandchildren. As your bankruptcy lawyer, I make it my highest priority to make sure you keep your house. Because I am a solo attorney, I can offer hands-on service to help find creative solutions to meet your mortgage payment needs. I will meet with lenders, bank officers, and your mortgage company to protect your financial interests in your home.

Exempting your home from bankruptcy

Bankruptcy law is specific about exempting your house from the Chapter 7 bankruptcy estate. If you are a home owner with a mortgage, and your equity exceeds the amount of your debt, the court appointed trustee may sell the property to pay creditors. Many people do not have enough equity to cover the amount of their debts, so the trustee will exempt the house from liquidation, as long as you are willing and able to continue to pay your mortgage.

Under Chapter 13, your mortgage may be included in the supervised debt repayment plan, or it may be exempted, and paid separately. Either way, you will be able to keep your family in your home, and continue to build equity, as long as you keep up with the terms of your mortgage.

Contact the bankruptcy Law Office of Donald L. Bell, L.L.C., for a free consultation about your Chapter 13 or Chapter 7 bankruptcy needs. I am committed to providing personalized service with respect for your family's needs.

We are a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.

Law Office of Donald L. Bell, L.L.C.

9701 Apollo Drive
Suite 481
Upper Marlboro, MD 20774

Phone: 301-773-8631
Fax; 301-773-8634

The Law Office of Donald L. Bell, L.L.C., provides complete Chapter 7 and Chapter 13 bankruptcy legal services for residents of Maryland communities such as Upper Marlboro, Baltimore, College Park, Hyattsville, Marlboro, Landover, Lanham, Largo, Oxen Hill, Rockville, Silver Spring, and Waldorf, Maryland.

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