Upper Marlboro, Maryland, Chapter 7 Bankruptcy Lawyer

Chapter 7 bankruptcy is commonly referred to as the fresh start bankruptcy. Chapter 7 allows you to liquidate your unsecured debt, such as credit card debt. Qualifying for Chapter 7 was made a little more difficult by bankruptcy laws passed by Congress in October, 2005. Because it allows people to completely eliminate much of their consumer debt, it is naturally the bankruptcy option most often applied for. Debtors who file Chapter 7 may choose to exempt personal property such as their home, by agreeing to continue to pay any outstanding loan balance. This is not always the case, however. If you own property with a value that exceeds the allowable exemption, you may be required to sell it to pay your creditors.

The National Debt Relief Act of 2005

The new bankruptcy laws have made Chapter 7 bankruptcy law more complicated. At the Law Office of Donald L. Bell, L.L.C., I can clearly explain how the new law affects your situation. I promise to respect your personal circumstances, be responsive to your Chapter 7 bankruptcy needs, and work directly with you throughout the process. I handle less than 150 bankruptcy cases each year. You won't get lost in a shuffle of too many clients.

Your consumer bankruptcy case is important to me

I will not promise that you qualify to eliminate all of your debt by filing Chapter 7, and I won't promise that you can keep all of your property. The fact is that no attorney should make such promises. Satisfied clients tell me that I am willing to work harder than other bankruptcy lawyers to help you keep your house and car. As an African-American who grew up in the south, I have seen the good things that can happen to lower and middle class families through home ownership and dependable transportation to a job. The truth is that owning a home and holding a steady job are the only ways most Americans have of building wealth for themselves and for their children. I do everything I can to find ways to help you keep your family on track.

Is Chapter 7 bankruptcy right for you?

An experienced bankruptcy attorney can help you sort through complex Chapter 7 laws. I can help you determine whether Chapter 7 bankruptcy is right for you. Contact the bankruptcy Law Office of Donald L. Bell, L.L.C., to schedule a free consultation. We will discuss your financial situation and whether Chapter 7 or Chapter 13 bankruptcy is the best option for your family.

We are a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.

Law Office of Donald L. Bell, L.L.C.

9701 Apollo Drive
Suite 481
Upper Marlboro, MD 20774

Phone: 301-773-8631
Fax; 301-773-8634

The Law Office of Donald L. Bell, L.L.C., provides complete Chapter 7 and Chapter 13 bankruptcy legal services for residents of Maryland communities such as Upper Marlboro, Baltimore, College Park, Hyattsville, Marlboro, Landover, Lanham, Largo, Oxen Hill, Rockville, Silver Spring, and Waldorf, Maryland.

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